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2022 Best Travel Insurance for International Trips

Inside this article:

Planning a trip to Disney Parks around the world is exciting and having a lock on the best travel insurance for your international trip is great peace of mind! Plus, we’ll show you step-by-step how to book it.

The Nerd loves traveling internationally; especially when a Disney Park is nearby for a quick jaunt or an extended stay! With parks in Paris, Tokyo, Hong Kong or Shanghai…most trips around the globe – to Europe or Asia – are within “hopping distance” of a Disney theme park. Sadly, access to mickey pretzels at these parks isn’t what it is in California or Florida though the excitement of the journey makes up for it!

We’ve covered planning international trips to:

We’ve often mentioned the best travel insurance for international trips and we want to show you how easy it is to secure. The Nerd always buys travel insurance from GeoBlue. A lot of research when into identifying the best travel insurance; especially for some of the early Disney trips. But the commitment to GeoBlue was cemented on a family trip to Mexico.

In Cancun several years ago, one of the Nerdlings slipped on the bathroom floor and hit her head on the corner of the door. Her head was bleeding quite a bit and it was clear a trip to the Emergency Room and stitches were required. We inquired (and quickly researched) the best private hospital option for this emergency. On the way, the Nerd contacted GeoBlue who told us to choose our medical facility, pay the bill and submit the reimbursement.

In the end, the Nerdling was treated by a UCLA-trained doctor and we paid the $3,000 bill with a credit card. We submitted the receipt and paperwork online and, within a few days, a check arrived for the full amount – well before our credit card payment was due. It was a great experience and confirmed our view of GeoBlue as the best travel insurance for international trips.

Buying (the best) travel insurance is surprisingly easy!

Step 1: Navigate to GeoBlue

Step 2: In the upper right-hand corner select from:

  • Single Trip – use this if you want insurance for one trip
  • Multiple Trips – up to 70 days of international travel in a 12-month period
  • Long Term – Living abroad, studying abroad, missionary work, etc
best travel insurance

Step 3: Choose Voyager Choice or Voyager Essential

best travel insurance

Voyager Choice is generally 10-22% more expensive than the Voyager Essential. The benefits are very easy to compare; the Nerd would expect nothing less from the company he deems the best travel insurance for international trips!

The Nerd always selects Voyager Choice. This plan requires a primary health plan and includes broader coverage including all pre-existing conditions. For $6 or $12, it’s worth the peace of mind.

Step 4: Enter your travel dates and select “Quote Now”

best travel insurance

Step 5: Choose your medical limit and deductible and click Apply Now. You can move the “Medical Limit” and “Deductible” sliders independently to choose the best combination; pricing updates in real time.

best travel insurance

The Nerd generally opts for $1,000,000 in coverage and $0 deductible…peace of mind for $17 a week. Scroll to the bottom for a comprehensive pricing discussion!

Step 6: Fill out a very short application (name, DOB, address, phone and beneficiary information).

best travel insurance

Step 7: Pay

best travel insurance

That’s it! In less than 5 minutes, you can have the best travel insurance purchased and the details in your inbox. Then, it’s off on an international Disney park adventure!

Additional Pricing Breakdown

Finding the best travel insurance for international trips doesn’t have to break the bank. Here are some overviews of prices:

  • 25-year-old for 1 week: $9-16; add +/- $8-$15 per additional week
  • 45-year-old for 1 week: $17-29; add +/- $14-24 per additional week
  • 65-year-old for 1 week: $42-72; add +/- $36-63 per additional week

Multiple trips planned? GeoBlue pricing for a year:

  • 25-year-old for 1 year: $125-175
  • 45-year-old for 1 year: $125-175
  • 65-year-old for 1 year: $151-$220

Fortunately, part of earning our praise as the best travel insurance comes with a reputation of being easy to use! Pricing out different options is a breeze. In fact, we pulled all the numbers above in less than 3 minutes. This makes it easy to price compare.

For example, the 25-year-old would likely find it more cost effective to buy insurance for each individual trip. The 45-year-old would need international travel time to exceed 6-weeks in a 12-month period for the annual option to make sense. Meanwhile, the 65-year-old breaks even after about 23 days spent internationally.

Whichever you decide, the Nerd is a big fan of GeoBlue and puts a Nerdy stamp of approval on them as the best travel insurance for international trips.

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